Does the contractor's motor vehicle liability insurance (bodily injury & property damage) cover the trailer, or should they be required to purcahse additional insurance?
Only the contractor can answer your question by checking with their insurance company. Trailers are not motorized vehicles but may be covered as "property" under the contractor's insurance. It's possible the trailer is part of the comprehensive/collision coverage of a policy. Regardless, the contractor needs to provide the policy documentation to demonstrate they meet the insurance requirements of FAR Subpart 28.3, as applicable.
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