No sample. It would be done on a case by case basis during negotiations. Let's take an example and show you how it might look. A contractor takes out a $10,000 loan to buy a machine that she leases to the DOD. She has a $100 origination fee and 300 dollar early repayment fee. So loan fees are $400. She pays $100 a month in interest and $50 a month to maintain the machine. It is leased for $500 a month. So reasonably if we bought out the contract on day 1 of the contract we should pay all the costs. But if we buy it out in 6 months it would be less as the contractor hasd covered 6 months of payments. So the formula would might look something like this if we agree on a 60% factor.
Buyout cost = Purchase price - factor*monthly lease*number of months paid + loan fees.
or with numbers BC= 10,000 - 0.6*500*6 +400
= 10,000 - 1800 + 400
so you would expect to pay the full purchase and loan fee costs on day 1 and only 82.69% of the day 1 cost after 6 months of operation.